Liverpool Mortgages LTD was established in 2015 a residential and buy to let property finance brokerage firm, by Tom Wright who has been in the financial services industry since 2010
Tom worked in Mortgages at a high street bank – one of the ‘Big 5’, but got very quickly fed up of saying ‘No’ to clients at the end of a 1½hr appointment, only to see them a week later and be told they had got approved over the road at a competitor bank!
It made sense to not only go self-employed but also get a whole of market offering, so I could deliver as many approvals as humanly possible
Nothing feels better than getting a ‘Yes’ for someone that has been turned down by their own bank, we are the first to recognise that most banks don’t meet modern-day clients’ needs
Tom was then joined by Emma, who originally worked as a mortgage administrator tackling all of the firms administration. Emma soon qualified with her CeMAP (Certificate in Mortgage Advice and Practice) and began fully advising clients herself
Intrigued by the ever-changing mortgage market and regularly seeing the difference that Liverpool Mortgages made to their client’s lives, Emma made the decision to take the step of becoming quailed as a mortgage broker
This has allowed us to help more clients than ever before whilst still providing outstanding customer service
We understand that each client is unique, and we take the time to explore their complexities and provide a tailored human approach to achieving the most suitable outcome
We each take great pride in turning seemingly impossible situations into clients desired outcomes and delivering time and time again
Whether it’s helping first time buyers get on the property ladder, those moving home, buying to let or re-mortgaging we are on hand to offer all the key advice needed to help you make informed decisions
Our in-depth knowledge of specialist circumstances such as adverse credit, self-employed income and 100% mortgages means that we are well equipped to offer recommendations to YOU, our client at any stage of your property journey
In the constantly shifting world of finance, there is an increasing focus on affordability and expenditure. Being up-to-date on regulation and legislation within the economic market means that Liverpool Mortgages can work to understand you and your needs before matching you with a lender
Not only can we help save you money on your mortgage payments, help you understand the correct deposit for the best interest rates and walk you through your property journey beginning to end. We can also help you understand the risks associated with repayment or interest-only mortgages. These are just some of the reasons that our clients continue to recommend us
